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12/8/2025

Oklahoma Transfer-on-Death (TOD) Deeds Explained

What is a TOD deed in Oklahoma?

A Transfer‑on‑Death (TOD) deed lets you name one or more beneficiaries for Oklahoma real estate. After you pass, ownership transfers to your named beneficiaries without probate if the deed was properly recorded and the property is eligible.

When a TOD deed is a good fit

  • You own Oklahoma real estate and want a simple, cost‑effective way to pass it on.
  • Your beneficiary situation is straightforward.
  • You prefer to avoid probate but do not need ongoing trust management.

How to set up and manage a TOD deed

  1. Prepare the deed with accurate legal description(s).
  2. Record it with the appropriate county clerk.
  3. Keep a copy with your estate planning documents.
  4. Update or revoke if beneficiaries change.

Coordination with trusts and other planning tools

If you use a revocable trust, you may choose to title the property into the trust instead of using a TOD deed. Using both on the same property can cause conflicts. Align deeds with your overall plan.

Common questions

  • Multiple beneficiaries? Yes, you can typically name more than one and specify shares.
  • What if a beneficiary dies first? The deed should state what happens; otherwise, Oklahoma default rules apply.
  • Creditors and liens? A TOD deed does not eliminate valid liens; beneficiaries usually take subject to them.

This post provides general information and is not legal advice. For guidance tailored to your situation, schedule a consultation.

This post is for general informational purposes only and does not constitute legal advice. Every case is unique. Consult a qualified immigration attorney to discuss your specific situation.

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Oklahoma Transfer-on-Death (TOD) Deeds Explained | New Horizons Legal